Albert Cheney

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Mobile County, Alabama FHA Approved Real Estate Appraiser, Al Cheney, Gives Information About Appraising & Southern Living Web-Links.

02/21/2010 in Mobile County Alabama Neighborhoods! | No comments

Alabama Port 36523, Axis 36505, Bayou La Batre 36509, Belle Fountaine 36582, Bucks 36505, Calvert 36513, Celeste 36522, Chickasaw 36611, Chunchula 36521, Citronelle 36522, Coden 36523, Creola 36525, Dauphin Island 36528, Dawes 36619, Earlville 36522, Eight Mile 36613, Fairview 36587, Georgetown 36521, Grand Bay 36541, Gulfcrest 36521, Hollingers Island 36605, 36582, Indian Hills 36613, Irvington 36544, Kushla 36613, LeMoyne 36505, Lott 36575, Magazine 36610, Mauvilla 36613, Millertown 36613, Mobile 36608 (and all other zip codes), Moffett 36587, Mon Louis 36523, Mount Vernon 36560, Oak Grove 36613, Prichard 36610, Saint Elmo 36544, Salco 36505, Saraland 36571, Satsuma 36572, Semmes 36575, Theodore 36582, Tillman’s Corner 36619, Toulminville 36617, Turnerville 36521, Whistler 36612

MOBILE COUNTY-Image-MapAl Cheney with Cheney Appraisal Services, (251) 533-2424, can handle all of your Mobile County, Alabama real estate property appraiser needs. Cheney Appraisal Services supplies only the highest quality Mobile County, Alabama real estate appraisals. The Mobile County appraisal district is an area where we can satisfy all of your home appraisal needs. Our real estate property appraiser is “certified residential” and “fully licensed” in Alabama. Al Cheney is a real estate appraiser fully qualified to handle your home appraisal, appraisal when settling an estate, tax appraisal and any other appraisal need, such as, vacant land and legal reasons. Al Cheney is also a ”FHA Approved” Appraiser.

Certified & FHA Home Appraisals start at $295 per report!

Albert Marshall Cheney, Cheney Appraisal Services, P. O. Box 8888, Mobile, Alabama 36689-0888, accepts residential real estate appraisal assignments within The Mobile Bay Metro Area and the Mobile County communities and towns listed above. Click on the available hyper-links for more information on these Mobile County, Alabama communities and towns. Also, here are most of the appraisal report services with fees provided by Al Cheney with Cheney Appraisal Services:

  • Condominium Appraisal Report, $295 & $325
  • Single Family Residential Appraisal Report, detailed information, $295 & $325
  • Limited 2055 “Interior” Appraisal Report, $275 & $300
  • Limited 2055 “Exterior” Appraisal Report, $225 & $250
  • Complex Or Waterfront Residential Appraisal Report, $400-$500+
  • “Certified” FHA Single Family (Home) Residential Appraisals for Baldwin County, Alabama and Mobile County, Alabama, $295 & $325
  • Desk Review Report, $100
  • Relocation (RELO) Appraisal Report, $450
  • Acreage Or Lot (Land) Appraisal Report, $200 & $250
  • Recertification of “Value Opinion”, $75
  • Field Review “Exterior” Appraisal Reports, $200 & $250
  • Construction Draw Or Final Inspections, $75 & $100
  • Duplex, Triplex Or Other Assignments More Distant, Quote

The above list covers many appraisal report services provided by Cheney Appraisal Services within Mobile County and The Mobile Bay Metro Area of southwest Alabama.

If you do not see your appraisal report requirement listed above, contact Albert Cheney, (251) 533-2424 or email, Albert@CheneyAppraisalServices.com, with your home or residential appraisal orders and or questions. The business facsimile is (251) 252-7737.

Try these websites for more information: http://www.CertifiedAppraiserNames.com/, http://www.CheneyAppraisalServices.com/ and http://www.MobileAlabamaFHARealEstateAppraisers.com/.

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Southern Living In Baldwin County, Alabama! Call FHA Approved Real Estate Appraiser, Al Cheney!

02/20/2010 in Economic News, Real Estate Market And The Mobile Bay Metro Area! | No comments

Barnwell 36532, Bay Minette 36507, Belforest 36526, Bon Secour 36511, Crossroads 36507, Daphne 36526, Elberta 36530, Elsanor 36567, Fairhope 36532, Foley 36535, Fort Morgan 36542, Gulf Shores 36542, Josephine 36530, Lillian 36549, Little River 36550, Loxley 36551, Malbis 36526, Magnolia Springs 36555, Marlow 36580, Miflin 36530, Montrose 36559, Mullet Point 36532, Ono Island 36561, Orange Beach 36561, Oyster Bay 36542, Perdido Beach 36561, Perdido 36562, Pinegrove 36507, Point Clear 36564, Rabun (Rabon) 36507, Robertsdale 36567, Seminole 36574, Silverhill 36576, Spanish Cove 36549, Spanish Fort 36527, Stapleton 36578, Stockton 36579, Styx River 36578, Summerdale 36580, Tensaw 36507, Whitehouse Forks 36507, Wolf Bay 36530, 36535

BALDWIN COUNTY-image-mapBALDWIN COUNTY, ALABAMA
Al Cheney with Cheney Appraisal Services, (251) 533-2424, can handle all of your Baldwin County, Alabama real estate property appraiser needs. Cheney Appraisal Services supplies only the highest quality Baldwin County, Alabama real estate appraisals. The Baldwin County appraisal district is an area where we can satisfy all of your home appraisal needs. Our real estate property appraiser is “certified residential” and “fully licensed” in Alabama. Al Cheney is a real estate appraiser fully qualified to handle your home appraisal, appraisal when settling an estate, tax appraisal and any other appraisal need, such as, vacant land and legal reasons. Al Cheney is also a ”FHA Approved” Appraiser.

Certified & FHA Home Appraisals start at $295 per report!

Albert Marshall Cheney, Cheney Appraisal Services, P. O. Box 7907, Spanish Fort, Alabama 36577-7907, accepts residential real estate appraisal assignments within The Mobile Bay Metro Area and the Baldwin County communities and towns listed above. Click on the available hyper-links for more information on these Baldwin County, Alabama communities and towns. Also, here are most of the appraisal report services with fees provided by Al Cheney with Cheney Appraisal Services:

  • Condominium Appraisal Report $295 & $325
  • Single Family Residential Appraisal Report, detailed information $295 & $325
  • Limited 2055 “Interior” Appraisal Report $275 & $300
  • Limited 2055 “Exterior” Appraisal Report $225 & $250
  • Complex Or Waterfront Residential Appraisal Report $400-$500+
  • “Certified” FHA Single Family (Home) Residential Appraisals for Baldwin County, Alabama and Mobile County, Alabama $295 & $325
  • Desk Review Report $100
  • Relocation (RELO) Appraisal Report $450
  • Acreage Or Lot (Land) Appraisal Report $200 & $250
  • Recertification of “Value Opinion” $75
  • Field Review “Exterior” Appraisal Reports $200 & $250
  • Construction Draw Or Final Inspections $75 & $100
  • Duplex, Triplex Or Other Assignments More Distant Quote

The above list covers many appraisal report services provided by Cheney Appraisal Services within Baldwin County and The Mobile Bay Metro Area of southwest Alabama.

If you do not see your appraisal report requirement listed above, contact Albert Cheney, (251) 533-2424 or email,Albert@CheneyAppraisalServices.com, with your home or residential appraisal orders and or questions. The business facsimile is (251) 252-7737.

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“Alabama Realtors are Hoping for a Possible Increase in Mortgage Demand while Rates Slightly Rise in 2010!”

02/03/2010 in Economic News, Real Estate Market And The Mobile Bay Metro Area! | No comments

As of today, 3rd February 2010, the refinance rates are, as follows: (1) 30 yr Fixed Rate, Today, 5.19%, Last Week, 4.94%; (2) 15 yr Fixed Rate, Today, 4.4%, Last Week, 5.06%; (3) 5/1 ARM, Today, 4.53%, Last Week, 4.12%.

According to an article in Mortgage News Daily, “A rising trend of mortgage applications indicates an increase in home buying interest, a positive for the housing industry and economy as a whole. More home purchases can lead to more construction jobs and increased purchases of items to build a home. Furthermore, in a low mortgage rate environment, an increasing trend implies consumers are seeking out lower monthly payments which can result in increased disposable income and therefore more money to spend on discretionary items or to pay down other debt.”

The article further states, “Don’t wait for mortgage rates to decline! I stand by my statement that 4.75% could very well be the lowest mortgage rates offered in 2010…unless there is a fundamental shift in economic outlook. If you have been waiting to refinance or to buy, get out there and start the process before you miss the boat of sub 5% rates.”

Click this web-link, http://www.mortgagenewsdaily.com/consumer_rates/132989.aspx, to read the entire article by Victor Burek.

The Mobile Bay Metro Area, Baldwin County and Mobile County of Alabama, has ongoing (and potential future) economic projects which may have an advantage over other U. S. regions. Our real estate market should draw more positive attention in the near future.

Contact Al Cheney, Certified FHA Approved Real Estate Appraiser, (251) 533-2424, when requiring a residential appraisal report for refinancing, settling an estate with real property, or various other litigation reasons in Alabama. Email your orders and questions to Albert@CheneyAppraisalServices.com/.

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FHA Real Estate Appraisers and REALTORS Talk About The Market Conditions In “TimberCreek,” Baldwin County, Alabama.

01/25/2010 in Baldwin County Alabama Neighborhoods! | No comments

The TimberCreek residential development is a great golf community located alongBLOGphoto-TimberCreek-Sign-01252010 [01] the south side of U. S. Highway 31, the west side of Alabama State Highway 181, on the north side of U. S. Interstate Highway 10 and just minutes east of the delta areas and Mobile Bay.

TimberCreek is conveniently located near major regional shopping centers, such as, the Malbis Regional Shopping Center, and Historic Downtown Mobile, Alabama is only about 20 minutes west by traveling along the I-10 BayWay. Gulf Shores, Orange Beach and Alabama’s white sandy beaches and blue-green waters of the Gulf of Mexico are about a 30-35 minute drive south by either Alabama State Highway 181 or U. S. Highway 59.

Currently, TimberCreek has at least twenty-six (26) active MLS (multiple listing service) REALTOR listings, about 18 homes with 2,500 to 4,200 square feet, and having asking prices between $300,000 and $500,000.

There have been around twenty-five (25) home sales in BLOGphoto-TimberCreek-GolfCourse-01252010 [02]the past twelve months according to the Baldwin County Association of REALTORS. The vast majority of these TimberCreek homes ranged from $275,000 and $550,000. The lowest sale price was $214,900 for a three bedroom, two bathroom home with 1674 square feet. The highest sale price was $849,000 for a four bedroom, four full bathroom, two half bath home with 6,240 square feet.

The Sales Per Month Absorption Rate is currently three (3) homes per month in TimberCreek. With 26 active listings, the current housing supply is 8.67 months (26 active listings divided by 3 home sales per month).

TimberCreek‘s Median Comparable Sale Price is now $365,000 compared to $472,000 BLOGphoto-TimberCreek-Homes-01252010 [05]four to six months ago. The days on market (dom) appears to mostly range from 134 days to 146 days over the past 12 months.

TimberCreek‘s Median Sale Price as percentage of list price has slipped over the past twelve (12) months, and now seems to be somewhat recovering: 96.76%, 7-12 months ago; 89.95%, 4-6 months ago; past 3 months, 92.68%.

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Albert Cheney, Broker of Realty Leaders Corporation, offers 3.33% listing agreements to homeowners in Baldwin County and Mobile County of Alabama. Albert Cheney has 35+- years experience in the real estate industry. Call Albert Cheney at (251) 533-2424 or email RealtyLeaders@RealtyLeaders.biz, if you require more information about Alabama real estate and talking more about listing your home.

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Certified FHA Approved Appraisers and the Mobile Area Association of REALTORS talk about “Kings Mill” Subdivision.

01/21/2010 in Mobile County Alabama Neighborhoods! | No comments

WEB-BlogPhoto-KingsMillSubd-2009 [12]The Kings Mill subdivision is located along the western side of WEB-BlogPhoto-KingsMillSubd-2009 [05]Knollwood Road, south of Cottage Hill Road, the western part of Mobile, Alabama.

The Kings Mill development has 39 homes, built between 1998 and 2004, with most having 1,850+- square feet to 2WEB-BlogPhoto-KingsMillSubd-2009 [03],700+- square feet of living area. The majority of homes have 3 bedrooms and 2 or 2 1/2 bathrooms. There are about nine homes having 4 bedrooms. The home values will mostly range between $275,000 and $300,000.

Albert Cheney, Cheney Appraisal Services, covers the Mobile Bay Metro Area, Baldwin County and Mobile County of Alabama. Albert Cheney is an active Certified Residential Real Property Appraiser and FHA Approved Appraiser with 35+ years experience in the real estate industry. Call Albert Cheney at (251) 533-2424 or Albert@CheneyAppraisalServices.com if you require more information about Alabama real estate and ordering a “Certified” real estate appraisal report.

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Downtown Mobile-A Reflection of Southern Heritage, Business Revitalization, Its Historic Districts and Its People!

01/09/2010 in Economic News, Real Estate Market And The Mobile Bay Metro Area! | No comments

The city of Mobile was founded in 1702 and, the Mobile Bay area was explored by the Spanish as early as 1519. Mobile is a city older than New Orleans and has many historic districts which rival those found in Charleston or Savannah. The city of Mobile was settled by the French and, eventually, under rule by the Confederate, English and Spanish through its history. The downtown architecture and the names of streets reflect the past influences from each country who ruled this Mobile Bay Area.

Albert Cheney, Cheney Appraisal Services, covers the Mobile Bay Metro Area, Baldwin County and Mobile County of Alabama. Albert Cheney is an active Certified Residential Real Property Appraiser and FHA Approved Appraiser with 35+ years experience in the real estate industry. Contact Albert Cheney at (251) 533-2424 or Albert@CheneyAppraisalServices.com if you require more information about Alabama real estate and ordering a “Certified” real estate appraisal report.

Albert Cheney shares some of his 2009 photographs of Downtown Historic Mobile, Alabama.

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For more information about Historic Mobile, Alabama, go to this website, http://www.historicmobile.org/.

(Photography by Albert Marshall Cheney, Mobile, Alabama.)

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Mobile County, Alabama 4th Quarter Real Estate Activity Statistics For The Year 2009.

01/03/2010 in Economic News, Real Estate Market And The Mobile Bay Metro Area! | No comments

The 2009 fourth quarter, 1st October 2009 to 31st December 2009, indicates at least 838 sales within Mobile County, Alabama according to online REALTOR information records. The total sales can be broken down into four property type categories: (1) condominiums & townhouses, (2) manufactured homes, (3) new construction homes, and (4) single family older homes. Also, the last quarter of total sales compared to the third quarter of total sales indicate a drop of 146 sales, or -14.8%.

The approximate 31 condominiums & townhouses had an average list price of $107,838, 69 average days on market (dom) and a sale price to list price percentage of 91.03%.

The approximate 13 manufactured homes had an average list price of $41,923, 61 average days on market (dom) and a sale price to list price percentage of 86.24%.

The approximate 131 new construction homes had an average list price of $179,631, 70 average days on market (dom) and a sale price to list price percentage of 99.39%.

The approximate 659 single family older homes (18.44% drop when compared to the third quarter) had an average list price of $142,956, 86 average days on market (dom) and a sale price to list price percentage of 95.8%.

The average days on market (dom) for the fourth quarter was around 82 days and the average per square foot was $78.

The fourth quarter indicates more new construction in west Mobile, south of the Mobile Regional Airport, Semmes, southwest Mobile County, Theodore, and the Tillman’s Corner area when compared to other areas of Mobile County. Most of the single family residential or home sales occurred in the areas north and south of Cottage Hill Road, Municipal Park area & city west central, west Mobile, Semmes, Midtown area near downtown historic Mobile, and areas east of Wilmer, Alabama.

The average sold terms for the fourth quarter was CASH (21%), CONVENTIONAL (27.3%), FHA (42.4%), VA (6.4%) and OTHER-ASSUMPTION, AUCTION, VENDOR LIENS (2.9%).

The above information has been provided by Albert Marshall Cheney, Cheney Appraisal Services, located in the Mobile Bay Metro Area, Baldwin County and Mobile County of Alabama. Albert Cheney is an active Certified Residential Real Property Appraiser and FHA Approved Appraiser with 35+ years experience in the real estate industry. Contact Albert Cheney at (251) 533-2424 or Albert@CheneyAppraisalServices.com if you require more information about Alabama real estate and ordering a “Certified” real estate appraisal report.

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