Mobile County

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“Government Red Tape Equals Lending Red Tape Equals Higher Consumer Costs.”

09/19/2016 in Economic News, Real Estate Market And The Mobile Bay Metro Area!, SOUTHEAST U. S. ECONOMY, NEWS AND OPINIONS | No comments

Unfortunately, if you are refinancing or purchasing a home by obtaining a mortgage loan through a lender, your home appraisal fee will probably be $350-$500 depending on lender internal requirements as well as their choice of an Appraisal Management Company (AMC); since 21 July 2010, the Dodd-Frank Wall Street Reform and Consumer Protection Act created significant financial regulation over mortgage lenders and has also been more detrimental to the consumer in regards to more documentation and higher costs. The mortgage lending red tape has harmed good real estate appraisers trying to adhere to all of the numerous and onerous new regulations for appraisal opinion reporting. The government’s creation of more and more red tape for mortgage lenders has not been helpful but a direct detriment to consumers, home appraisers and the real estate industry as a whole.

Al Cheney is a Certified Residential Real Property Appraiser in the State of Alabama who offers special “non-financial” appraisal opinion reporting primarily within Baldwin County and Mobile County. Most residential appraisal fees will range from $225-$275 depending on location; more complex properties and or waterfront properties are quoted on a case-by-case basis. If you are a consumer/homeowner requiring an appraisal opinion report for estate settlement, property tax reduction and or any other reason not requiring a mortgage loan, call Al Cheney at 251-533-2424 today and discuss your real estate appraisal problem.

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“MOBILE BAY METRO AREA” POPULATION STATISTICS FOR BALDWIN COUNTY & MOBILE COUNTY, ALABAMA.

02/02/2015 in Economic News, Real Estate Market And The Mobile Bay Metro Area! | No comments

RECENT MOBILE BAY METRO AREA STATISTICS: The 2013 estimate for Baldwin County’s population is 195,540. The 2013 estimate for Mobile County’s population is 414,079. The Mobile Bay Metro Area, Baldwin County and Mobile County of Alabama, has an estimated population of 609,619. The population estimate for a 60 mile radius around Mobile, Alabama is 1.2 million people. This information provided by Al Cheney, Certified Residential Real Property Appraiser in Alabama.

Cheney Appraisal Services’ primary Mobile MSA (metropolitan statistical area) coverage area for non-financial home (most only $225 to $275 depending on location) and undeveloped land (most only $175 to $225 depending on location) appraisal reports are within many communities (such as, Bay Minette, Daphne, Elberta, Fairhope, Grand Bay, Loxley, Robertsdale, Saraland, Satsuma, Semmes, Theodore) of Baldwin County and Mobile County, The Mobile Bay Metro Area, encompassing Historic Mobile Bay.

Cheney Appraisal Services’ website is http://www.CheneyAppraisalServices.com/. More complex and waterfront residential properties are quoted on a case-by-case basis. Call (251)533-2424 today!

AL CHENEY

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The GULF TOWER CONDOMINIUMS have balcony views of blue-green Gulf waters & a white sandy Alabama beach. Enjoy!

02/21/2010 in Baldwin County Alabama Neighborhoods! | No comments

The Gulf Tower Condo 14W Gulf Shores 02162010 [01]Gulf Tower Condominiums are located at 1051 West Beach Boulevard, Gulf Shores, Alabama 36542-6225.

The directions are U. S. Highway 59 from Foley, Alabama, traveling south by car, entering Gulf Shores, Alabama, and ending at West Beach Boulevard. Then, take a right onto West Beach Boulevard (Highway 182) and travel about 1.4+- miles. The Gulf Tower Condominiums complex is located on the left (beachside with blue-green Gulf waters).

The Gulf Tower Condominiums project was built in 1984 according to available records. There are 49 units which have access to the general grounds, open & underneath parking spaces, exercise room, private balcony patios, barbeque grills, beach walkway, a beachside outdoor swimming pool, elevators, a white sandy beach & Gulf of Mexico views, recreation areas, etc. are most of the primary common elements.

Gulf Tower Condo 14W Gulf Shores 02162010 [03]

As of this writing, there are three active listings found within the Gulf Tower Condominiums. All three condo units have around 1,000+- square feet of living area with two bedrooms and two bathrooms. The asking prices range from $235,000 to $285,000.

Most of the recent condo sales (2 bedrooms, 2 bathrooms) have ranged from $199,000 to $249,000 within the past year.

Gulf Tower Condo 14W Gulf Shores 02162010 [10]Contact Al Cheney at (251) 533-2424 if you require more real estate related information about The Mobile Bay Metro Area, Baldwin County and Mobile County of Alabama.

Try these web-links for additional information: http://www.CertifiedAppraiserNames.com/, http://www.CheneyAppraisalServices.com/, http://www.MobileAlabamaFHARealEstateAppraisers.com/, http://www.RealtyLeaders.biz/.

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Mobile County, Alabama 4th Quarter Real Estate Activity Statistics For The Year 2009.

01/03/2010 in Economic News, Real Estate Market And The Mobile Bay Metro Area! | No comments

The 2009 fourth quarter, 1st October 2009 to 31st December 2009, indicates at least 838 sales within Mobile County, Alabama according to online REALTOR information records. The total sales can be broken down into four property type categories: (1) condominiums & townhouses, (2) manufactured homes, (3) new construction homes, and (4) single family older homes. Also, the last quarter of total sales compared to the third quarter of total sales indicate a drop of 146 sales, or -14.8%.

The approximate 31 condominiums & townhouses had an average list price of $107,838, 69 average days on market (dom) and a sale price to list price percentage of 91.03%.

The approximate 13 manufactured homes had an average list price of $41,923, 61 average days on market (dom) and a sale price to list price percentage of 86.24%.

The approximate 131 new construction homes had an average list price of $179,631, 70 average days on market (dom) and a sale price to list price percentage of 99.39%.

The approximate 659 single family older homes (18.44% drop when compared to the third quarter) had an average list price of $142,956, 86 average days on market (dom) and a sale price to list price percentage of 95.8%.

The average days on market (dom) for the fourth quarter was around 82 days and the average per square foot was $78.

The fourth quarter indicates more new construction in west Mobile, south of the Mobile Regional Airport, Semmes, southwest Mobile County, Theodore, and the Tillman’s Corner area when compared to other areas of Mobile County. Most of the single family residential or home sales occurred in the areas north and south of Cottage Hill Road, Municipal Park area & city west central, west Mobile, Semmes, Midtown area near downtown historic Mobile, and areas east of Wilmer, Alabama.

The average sold terms for the fourth quarter was CASH (21%), CONVENTIONAL (27.3%), FHA (42.4%), VA (6.4%) and OTHER-ASSUMPTION, AUCTION, VENDOR LIENS (2.9%).

The above information has been provided by Albert Marshall Cheney, Cheney Appraisal Services, located in the Mobile Bay Metro Area, Baldwin County and Mobile County of Alabama. Albert Cheney is an active Certified Residential Real Property Appraiser and FHA Approved Appraiser with 35+ years experience in the real estate industry. Contact Albert Cheney at (251) 533-2424 or Albert@CheneyAppraisalServices.com if you require more information about Alabama real estate and ordering a “Certified” real estate appraisal report.

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